arts
Flood insurance in Florida: What it covers, how much it costs and why timing matters
By Larry Seward at CBS4 Miami
· June 1, 2026
· 3 min read
As the 2026 Atlantic hurricane season gets underway, insurance experts are urging Florida homeowners and renters not to wait until a storm is approaching to purchase flood insurance, warning that most policies come with waiting periods and cannot be bought at the last minute.The warning comes even a
Key takeaway "Friedlander said homeowners and renters ideally should have secured flood insurance before June 1, the official start of hurricane season, because most policies carry a 30-day waiting period before coverage takes effect.
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Category: arts ·
Published: June 1, 2026 ·
Source: CBS4 Miami ·
Reading time: 3 min
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Frequently asked about this story
What is this story about? As the 2026 Atlantic hurricane season gets underway, insurance experts are urging Florida homeowners and renters not to wait until a storm is approaching to purchase flood insurance, warning that most policies come with waiting periods and cannot be bought at the last minute.The warning comes even a
When was this published? This article was first published on June 1, 2026 by CBS4 Miami and curated for The Miami readers.
Who reported this story? This story was reported by Larry Seward at CBS4 Miami. To learn more about how The Miami selects and reviews stories, see our editorial standards .
Where can I find related coverage? See more arts coverage from The Miami, or browse our daily briefing and topic hubs .
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